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Is Maldives Safe to Visit? Your Complete Travel Safety Guide

Many travelers planning a tropical break often ask, Is Maldives safe to visit? The islands attract millions each year, including 1.87 million visitors in 2023, and most people come for the peaceful resorts and calm surroundings. Security on resort islands is well managed, and criminal incidents remain rare, which adds to the country’s appeal.

The Maldives falls under level-two travel advisories issued by several governments, meaning you should stay aware of your surroundings but can still enjoy your trip with confidence. Most visitors complete their stay without any issues. Your safety largely depends on following local laws, respecting cultural rules, and taking simple precautions during your stay.

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Maldives Safety Update: Current Conditions

Gangehi, Maldives

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The crime rate in Maldives is moderate, with most serious incidents centered in urban areas like Malé and Hulhumalé. Homicide rates reached 7.20 per 100,000 people in 2017, though these cases rarely involve visitors. Drug activity and gang-related incidents also tend to occur in the more populated islands rather than the resort zones.

Police reports from 2024 show an overall decline in reported offenses, with theft cases dropping from 327 in August to 230 in September. Resort islands remain extremely safe, and security teams maintain tight control, which is why many travelers asking Is Maldives safe to visit find reassurance in these patterns.

Terrorism-related arrests have taken place since 2017, including a 2021 explosion in Malé that injured a politician and several bystanders. Knife attacks in Hulhumalé in 2020 affected three foreigners. These events were isolated and did not extend to tourist resort islands, where access is regulated.

The greatest real risk for visitors comes from water activities. More than 100 tourists lost their lives in marine incidents between 2019 and 2024, with drowning listed in 68 cases. Snorkeling and diving accounted for 42 of those deaths. 

These numbers highlight the need for strong awareness of water conditions and careful planning when applying safety tips for travelers in Maldives or learning how to stay safe in Maldives as a tourist.

Suggested Read: Maldives Visa Rejection for Indian Nationals

Notable Petty Crimes and Scams in Maldives

Medhufushi Island Resort, Maldives

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As a visitor, you should be aware of common scams in Maldives, as these situations can affect your trip plans and create unnecessary financial trouble. If you have an idea of how these scams usually work, it will help you handle daily arrangements with more clarity and avoid preventable losses.

Common Scam Types

1. Fake Accommodation Bookings

  • Travel agents may accept payments for guesthouses without securing any reservations. You arrive expecting a room and find out no booking exists. This problem usually affects budget travelers staying on local islands.
  • Scammers sometimes build polished websites that copy real booking platforms and promote appealing rates. Once you transfer funds, they stop responding.
  • Confirm accommodation directly with the guesthouse or resort. Check several review sources before paying. Use credit cards that include fraud protection.

Avoid transferring full payment to unfamiliar agents. Request a confirmation number and verify it with the property. This aligns with guidelines for safe travel in Maldives and supports how to stay safe in Maldives as a tourist.

2. ATM Card Skimming and Friendly Helpers

  • A stranger may approach while you withdraw cash, offering help with fees or a supposed card issue. Their intention is to watch your PIN entry or scan your card.
  • These individuals often use hidden skimmers to collect your details, allowing them to empty your account within hours. They appear friendly, which makes the scam effective.
  • Cover the keypad when entering your PIN and decline any assistance from strangers. Use ATMs inside banks during business hours for added security.

Check your account soon after using any ATM. If something looks unusual, report it to your bank immediately and keep emergency numbers in Maldives close at hand.

Island in Maldives

Source: Unsplash

3. Taxi Meter Manipulation

  • Some taxi drivers refuse to activate the meter, leading to inflated fares. This occurs often with visitors who are not familiar with local pricing.
  • Drivers may extend the route to increase the cost or claim the meter is broken. Others quote a price that sounds acceptable but is far higher than normal.
  • Ask the driver to turn on the meter before the vehicle starts moving. Check approximate travel times on your phone’s map.

If the driver declines to use the meter, agree on a price beforehand. Keep small notes with you so you can pay the exact fare. These steps support safety tips for travelers in Maldives, especially for those focusing on solo travel safety in Maldives.

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4. Romance and Bar Overcharge Schemes

  • Strangers may approach online or in person and suggest meeting for drinks at a specific bar. Once there, you face charges far above normal prices.
  • These individuals often share profits with the bar. Security staff may pressure you to withdraw money if you refuse to pay. Solo visitors and newcomers are common targets.
  • Choose the meeting place yourself if you decide to meet someone new. Ask to see the menu and prices before ordering.

Be cautious of people insisting on one particular venue. Leave immediately if something feels off. This awareness also supports women’s safety in Maldives and nightlife safety in Maldives.

Suggested Read: How To Check Maldives Visa Status In India

Prevention Tips

Olhuveli Island, Maldives

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Safety tips for travelers in Maldives start with basic awareness practices. Research your resort or guesthouse thoroughly before booking. Read recent reviews from multiple sources to verify quality and legitimacy.

  • Book accommodations and tours through official websites or reputable platforms. Avoid wire transfers to individuals or paying large upfront amounts. Keep copies of all confirmation emails and receipts in a secure location.
  • Share your itinerary with family or friends back home. Stay connected through messaging apps when possible. Register with your embassy if planning an extended stay.
  • Keep valuables secured in your room safe. Don’t leave belongings unattended on beaches or in public areas. Carry only necessary cash and cards when exploring.
  • Verify tour operators have proper licenses and safety equipment. Ask about insurance coverage before booking activities. Check equipment condition before any water sports.
  • Use registered transportation services arranged through your resort. Avoid unmarked taxis or unauthorized tour operators who approach you directly.

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General Safety in Maldives

Paradise Island Resort & Spa, Maldives

Source: Unsplash

Nighttime Safety Considerations

  • Nightlife safety in Maldives varies dramatically between resorts and local islands. Resorts allow alcohol consumption and maintain 24-hour security. Local islands follow strict Islamic laws with no bars or nightlife venues.
  • Resort islands feel exceptionally safe after dark. Security staff patrol regularly and monitor all entry points. You can walk freely around your resort island at any hour.
  • Malé and Hulhumalé experience gang-related violence occasionally at night. Stick to well-lit main streets if visiting these areas after dark. Avoid walking alone in less populated neighborhoods.
  • Local islands enforce conservative dress codes and behavior standards. Public displays of affection are not tolerated anywhere. Respect local customs to avoid conflicts or legal problems.

Suggested Read: Solo Travel in Maldives: Explore the Best Resorts, Activities & Travel Tips

Physical Safety

Emergency numbers in Maldives provide essential contact points for urgent situations:

Service

Emergency Number

Notes (Official Govt Links)

National Emergency Hotline

911

Centralized emergency number connecting police, ambulance, fire, and maritime services. Official NDMA info:https://ndma.gov.mv

Police (Primary Emergency)

119

For law enforcement and public safety emergencies. Maldives Police Service:https://www.police.gov.mv

Ambulance (IGMH Hospital)

102

Medical emergency ambulance services, including IGMH. Referenced in official Maldives travel guidance:https://jp.mdvmission.gov.mv

Fire and Rescue (MNDF)

118

Fire and rescue services operated by the Maldives National Defence Force. NDMA listing:https://ndma.gov.mv

Coast Guard (Maritime Emergencies)

191

For sea and maritime emergencies, operated by MNDF Coast Guard. Official reference:https://ndma.gov.mv

Family & Child Protection Department

979 0163

Hotline for reporting child or family protection concerns. Maldives Police Service:https://www.police.gov.mv

National Disaster Management Authority (NDMA)

911

NDMA coordinates disaster response and emergency management nationwide. Official site:https://ndma.gov.mv

Save the emergency numbers in Maldives on your phone as soon as you arrive. Most police officers communicate comfortably in English and can assist travelers when needed. Resort staff often respond faster than official services for minor issues, so informing them early can be helpful.

Police activity is concentrated in Malé, Hulhumalé, and other busy islands, while resort islands depend on private security teams. Because of this setup, response times differ based on where you are staying. These points matter for anyone focusing on how to stay safe in Maldives as a tourist.

Tourist police units are available specifically for foreign visitors. They manage concerns such as misplaced documents, disagreements with service providers, and other travel-related problems. 

Their training allows them to address tourism issues more effectively than standard patrol units, which supports guidelines for safe travel in Maldives and offers added reassurance

Health and Medical

Baa Atoll, Maldives

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Health and hygiene in Maldives are well-managed in resort areas, though medical options remain limited outside Malé. Indira Gandhi Memorial Hospital (IGMH) and ADK Hospital offer the highest level of care for visitors who need advanced treatment.

  • Most resort islands operate small clinics staffed by nurses or general practitioners. These clinics can address minor illnesses, cuts, and routine concerns. More serious conditions require transfer to Malé or, in some cases, treatment abroad.
  • Medical evacuation to India or Sri Lanka can cost several thousand dollars without insurance. Buying reliable travel insurance before your trip is essential, and your policy should clearly include evacuation coverage and water-activity protection, especially if you plan to snorkel or dive.
  • Carry your prescription medicines in their original packaging along with a doctor’s note. 
  • Bring enough supplies for your full stay and a few extra days. Certain medications may need prior approval from the Maldives Customs Service, so reviewing guidelines for safe travel in Maldives before departure helps prevent delays at the airport.

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Law and Prohibitions

Kihavah Huravalhi Island Baa Atoll, Maldives

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The Maldives enforces strict Islamic laws that apply to all visitors. Public practice of any religion besides Islam is illegal. Don’t bring religious materials that could offend Islamic values.

  • Importing alcohol remains completely prohibited regardless of where you purchased it. Duty-free alcohol gets confiscated at customs and stored until departure. You pay storage fees to retrieve it when leaving.
  • Vaping devices and e-cigarettes are banned as of November 15, 2024. Possession, use, or importing vaping products carries fines for individuals. Customs will confiscate devices at the border and return them upon departure.
  • Tobacco products have strict import limits starting in November 2024. Tourists can bring 200 cigarettes, 25 cigars, or 250 grams of tobacco. Excess amounts get held at customs for collection when you leave.
  • Pork products and pornographic materials are strictly forbidden. This includes magazines, videos, or digital content that customs officers deem inappropriate. Penalties can include fines or deportation.
  • Drug possession or use results in severe penalties, including long prison sentences. Marijuana remains illegal despite changing laws elsewhere. Customs thoroughly screens all luggage.

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Climate and Weather Safety

Fuvahmulah Beach, Fuvahmulah, Maldives

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The Maldives experiences a tropical monsoon climate with two distinct seasons. The southwest monsoon runs from May to October, bringing increased rainfall and humidity. The northeast monsoon from November to April offers drier conditions.

Temperatures remain stable year-round between 25°C and 31°C. Water temperatures stay around 28°C to 30°C, perfect for swimming. Humidity averages 80% throughout the year.

The wet season brings afternoon thunderstorms that usually pass quickly. September receives the most rainfall at approximately 243mm per month. Northern atolls experience stronger monsoon effects than southern regions.

Tropical cyclones rarely hit the Maldives directly due to its equatorial location. Only 11 cyclones occurred in the past century. Nearby cyclones can still cause rough seas and strong winds affecting water activities.

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Water and Maritime Safety

LUX South Ari Atoll Resort & Villas, Maldives

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Water-related accidents account for most tourist deaths in the Maldives. Strong tidal currents and riptides create serious hazards, even for confident swimmers. More than 20 drowning cases were recorded in 2024.

The northeast monsoon from October to December brings stronger currents, and early January saw five tourist deaths in a single week. Conditions shift from day to day depending on the weather and tide levels, making it important to stay alert.

Only swim in marked safe zones that have lifeguard presence. Follow beach flags and posted warnings, and avoid swimming alone, especially in places you do not know well. These steps align with key safety tips for travelers in Maldives.

Wear a life jacket during all boat transfers and water activities. Many drowning incidents involve visitors who snorkeled or dived without proper equipment. Choose licensed tour operators with reliable safety records to support how to stay safe in Maldives as a tourist.

Before any diving or snorkeling trip, inspect your gear or ask the operator to show it. Confirm that emergency oxygen and first-aid supplies are available. Make sure your guides hold valid certifications and are trained to handle emergencies.

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FAQs

What areas should I avoid in Maldives?

You should avoid certain parts of Malé and Hulhumalé after dark, as these areas report more gang activity and drug-related incidents. Political demonstrations in the capital can escalate, so it’s better to keep your distance when they occur. 

Isolated beaches on local islands without lifeguards also carry higher risks, especially for visitors who are not familiar with local conditions.

Can solo female travelers visit Maldives safely?

Solo travel safety in Maldives is generally strong, especially on resort islands where access is monitored, and staff presence is consistent. Women’s safety in Maldives improves further when dressing modestly on local islands and choosing well-rated accommodations. Resorts have relaxed dress rules, but local communities expect covered shoulders and knees.

What should I know about swimming safety?

Understanding water conditions is central to how to stay safe in Maldives as a tourist. Only enter the water in marked areas with lifeguard coverage, as strong currents cause several drowning cases each year. Wear a life jacket during snorkeling, boat transfers, and similar activities, and always check conditions with resort staff before swimming.

Are Maldives resorts safe from terrorism?

Current guidelines for safe travel in Maldives note a low level of terrorism risk, with past incidents aimed at political figures rather than tourists. Resort islands have controlled access and strong security teams, making them low-risk locations. Staying updated through local news and embassy alerts adds another layer of awareness during your stay.

Is Maldives safe to visit overall?

To answer your question ‘Is Maldives safe to visit for a holiday?’ Yes. Most visitors enjoy a trouble-free stay when they follow local rules and pay attention to water safety. Crime on resort islands is minimal, while the main risks come from strong currents and marine activities. Reliable travel insurance and cultural awareness make the trip even safer.